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DNCU Gilbert Varela February 19 2026

In today’s episode, we break down the difference between fixed-rate and adjustable-rate mortgages and what those options look like at Del Norte Credit Union. Gilbert Varela also explains creative strategies, including how some buyers may be able to use funds from a 401(k) to help cover a down payment. From building a permanent home to placing a modular home on Northern New Mexico’s unique landscape, this conversations goal is to help you make confident real estate decisions.

 
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In today’s episode, we break down the difference between fixed-rate and adjustable-rate mortgages and what those options look like at Del Norte Credit Union. Gilbert Varela also explains creative strategies, including how some buyers may be able to use funds from a 401(k) to help cover a down payment. From building a permanent home to placing a modular home on Northern New Mexico’s unique landscape, this conversations goal is to help you make confident real estate decisions.

 

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